Bajaj General My Health Care Plan EDGE+ Age Shield

A truly unique rider that keeps your renewal premium at your entry age level for the chosen Sum Insured until a claim is paid.Beat Age at Its Own GameChoose Age Shield today and enjoy the benefit of paying renewal premiums based on your entry age until your first paid claim.Key BenefitsPay Like It's Day 1Keep paying the same premium as at your entry age at every renewal until a claim is paid.Example: If you purchase the plan at the age of 25, you continue paying the premium applicable to a 25-year-old at every renewal. Once a claim is paid, the premium shifts to your current age band from the next renewal.Quick ScenariosScenario 1: Young IndividualAge: 25 YearsSum Insured: INR 10 LakhsThe policyholder continues paying the premium applicable to age 25 at every renewal until the first paid claim. After a claim is paid, the premium is recalculated according to the policyholder's current age Senior citizen health insurance band from the next renewal.Scenario 2: Family FloaterEldest Member Age: 34 YearsThe premium remains locked at the age of 34 for every renewal. If any insured family member makes a successful claim, the premium moves to the current age band from the following renewal period.Why Choose Age Shield?Age Shield is designed to help policyholders protect themselves from increasing renewal premiums that typically rise with age. The rider offers a unique opportunity to maintain affordability by locking premiums to the entry age until the first paid claim occurs.Important InformationPlease refer to the policy wording for complete terms and conditions.Product UIN: My Health Care Plan - BAJHLIP26074V022526SMART Riders: BAJHLIA27077V012627Contact InformationBajaj General Care Advisor: 1800 209 0144Website: bajajgeneralinsurance.comSales Support: 1800 209 0144Customer Service: 1800 209 5858DisclaimerBajaj General Insurance Ltd. (Formerly Known As Bajaj Allianz General Insurance Co. Ltd.)For more details on risk factors, benefits, exclusions, limitations, and terms & conditions, please read the sales brochure carefully before concluding a sale.ADCODE: BGI-O-0952 / 15-05-2026